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 Cover up to 20 family members on one planmetropolitan funeral cover age limit  Irrevocable funeral trusts are relatively

6 months waiting period applies for all benefits. Why choose the Metropolitan Funeral plan? Explain the cover amounts and payout durations for the Monthly Essentials benefit? What are the age limits for adding the Monthly Essentials benefit for an insured life?Funeral cover • Life cover Savings products • Retirement products FUNERAL FuneralCOVER cover. • You can add benefits to your Funeral Plans at an extra cost. You do not require to attend or provide any medical records. We can help you structure your policy in the best possible way. Funeral cover for over 50 year olds. The Family Funeral plan. You have access to cover without medical examinations. Whole life cover, guaranteed to remain in force for the insured’s entire lifetime. Cover your parents and extended family for up to R50 000. A customisable Metropolitan Funeral Plan gives you flexibility and makes planning for ‘what if’ easier and more affordable. Why OUT is better than in. Annual benefit increase. Ricky will be remembered by his wife Carrie Fugate Parker. Step 4: Valid claims are paid into your bank account. A CHILD IS A MEMBER’S unmarried son/daughter who has not attained age of 21. The Excellence Family Funeral Plan has its own unique benefits, that we can discuss when we meet face-to-face. Metropolitan Life is part of Momentum Metropolitan Life Limited, a licensed life insurer and an authorised financial services (FSP44673) and registered credit provider (NCRCP173). You can buy. Your parents are your:• legally recognised. With MetLife, you can get as little as $2,500 in coverage and as much as $50,000. You will have peace of mind knowing that you have. Our numbers if you need them. The outcome of these tests means we may increase your payment or limit the cover we can offer. Home. Your parents are your: • legally recognised parents; • step-parents; • legal guardians; or. We’ll make sure to offer you the best funeral cover services available in. Old Mutual Protect Family Funeral Cover pays a single tax-free amount from R5 000 to R100 000 when you, your spouse/partner or aBenefits of NamBob funeral cover. A 12-month waiting period applies on suicide. A customisable Metropolitan Funeral Plan gives you flexibility and makes planning for ‘what if’ easier and more affordable. Here's how: Get a daily cash amount of up to R3 000, for every full day you're in hospital, up to 120 days. Funeral Cover | Metropolitan / Metlife Burial Insurance Review (Important 2023 Update)Various channels to choose from. Beneficiary ; ID Number/Date of Birth ;. We do all our quotes via telephone. Updated. He was born on July 27, 1947 in Norfolk, VA to the late Curtis and Odessa Freeman. Helpful Resources. The individual sets up a burial trust, in which they place funds to cover funeral expenses. Cover for you, your immediate and extended family members. Dependent Term Life: This option provides coverage for your spouse, civil union partner, domestic partner, and eligible children. as illness or old age) during the term you’ve chosen: - up to N$50 000 each for four biological brothers and sisters - up to. Click here for more on our cover. Funeral Bond Allowable limit. Delport says that the best advice he can give to anyone considering taking out funeral cover, is to ensure that. Protect owner family’s future. DebiCheck and Debit Order Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Debit order switching inContact Online vouchers Payments and Debit Orders DStv Payments. Feedback & queries. Two contact numbers. Cover for up to 24 family members on one policy. After 1 year, his new cover is N$110 000 (N$100 000 + N$10 000 (10% * N$100 000)). Cover for your children. What's in it for you? You get immediate cover for up to 30 days before you pay your first premium. 2. PAY : Pay for starter pack at the till point in any of our. Funeral Insurance can be taken out for people up to a specified maximum age. back when you reach the age of 65 with the Cash Back benefit Flexible cover and cover amount options to suit your lifestyle and pocket. The product allows Econet subscriber to register their entire family under one funeral plan with affordable premiums. Cover yourself and immediate family for up to R100. Free Quotes from SA's Top Providers. co. Pick any add-ons that you want on your. Protect your family’s future. This policy includes accidental death cover Read More. CHOOSE THE RIGHT FUNERAL COVER : The customer needs to choose the ideal cover that suits their need. When tragedy strikes, you or your family do not have to worry about money. Most insurance providers don't offer funeral cover for those over 65, and funeral cover for. You can cover your whole family (up to 20 people) on one plan. The payout is immediate. A Flexi-Premiums benefit lets you lower your payment and cover when times are tough. R3 000. For example, if 50% of premium is collected, 50% of cover will be applicable. Each plan benefit that can be. You are covered for 30 days after each deposit in your PEPmoney account 4. More about Funeral Cover. Metropolitan may limit the number of times you. Insurance contacts 08 600 60 000. A further deposit within a 30-day period will not entitle you to additional cover, but your coverThere is a limit on children’s cover. 85. Funeral cover plans are available to people of all ages; however, some aspects of the cover may be subject to an age limit. The age limit often varies from one insurer to the next. The A d ditional benefits are optional and apply to your plan as a whole. There's an entry age limit – usually between 65 and 80. What can I use the Metropolitan Funeral Cover Memorial benefit for? This add-on funeral plan benefit pays a lump sum amount of up to R20 000 to help you honour the memory of a loved one. Cover can be taken for yourself, or family cover can include your spouse, and up to three children under the age of 18. Feedback & queries. Dependent, spouse, or domestic partner coverage may also be available. Entry age limit of 85 years for parents and wider family. How to buy Funeral Cover with PEP. Remember there are waiting periods that apply, check your policy documents. The plan owner and immediate family members must be18 years or older; and younger than 60 years when you buy or make changes to this plan. You can choose between a 6-month or 12-month payout period. IMPORTANT NOTE: No benefits can be added to the plan if the plan owner exceeds retirement age or age 65. The buyer is advised to review carefully ALL policy. An additional benefit of funeral trusts is that they can be used to cover this expense. of Your answers are incorrect, contact Us at this address: Metropolitan Life Insurance Company, P O Box 990028, Hartford, CT 06199-0028. The Funeral and Immediate Needs benefit gives you and your life partner cover for funeral costs. Beneficiary name and surname. All family members covered on this plan willOur funeral cover products provide all the financial and practical help that you and your family will need during a difficult time. 70 per month, though the premiums will likely vary based on your age, sex, location, and other factors. So, if you take out R30,000 in 2020 and add R10. The only funeral plan that pays back all your premiums. Speak to us today and start investing in a better future with Metropolitan. Funeral cover to ensure a dignified farewell for your loved ones. Other important things to know are that: • Old Mutual Funeral cover that is R50, 000 or below is not underwritten (no medical tests or health related questions) has a waiting period of up to 6 months. You’ll be in a position to add siblings, parents, in-laws, and even. Cover your parents and extended family for up to R50 000. Get funeral cover, starting from just R40 a month. Burial trust basics. P100 000. We offer an affordable funeral cover that covers your and your family, plus our funeral cover is fully customizable and lets you cover up to 20 people on one plan. 1. CHOOSE THE RIGHT FUNERAL COVER : The customer needs to choose the ideal cover that suits their need. 2. Or simply scan the following QR code: Email: [email protected] cover. Metropolitan funeral cover has a fantastic reputation. These includes: The plan owner. While most funeral covers do not require that you undergo a medical examination, there may be some limits that are applied based on age. Follow the links to each provider for more information or just apply on your right-hand side. You have the flexibility to change your cover as you need it and as your life changes. Metropolitan Funeral Policy in South Africa. Parents or extended family members covered on the plan must be younger than 85 years to be added to the funeral plan. Cover up to 20 family members on one plan. funeral when you die. Get a life cover quote for peace of mind that your family and loved ones will be financially provided for in the event of your death. Funeral Cover Accidental Death Cover Monthly Premium Per Day Covered Employee: R15 000 R30 000 R39. You need to do your own planning here. WINDHOEK, MARCH 9 — First National Bank (FNB) and Momentum Metropolitan Namibia have announced a new collaboration that will provide affordable funeral cover to clients of FNB underwritten by Momentum Metropolitan. Helpful Resources Make a funeral claim Life & Health Life Cover Protect your family’s futureyearly cover increases and their impact on the cover amount and premium – Joe has chosen a 10% compulsory yearly premium increase and chose a 10% scheduled yearly cover increase. As long as you continue to pay your premiums on time, they cannot cancel the policy for any reason. The right funeral policy will provide cover not just for you, but for your whole family including your life partner and children. You can purchase cover for yourself, your immediate family, parents and extended family members. Send us any outstanding beneficiary and additional members ID numbers on your policy to client services@1life. Find a Branch. As a result, it becomes more expensive to take out funeral cover as you get older. Get funeral cover, starting from just R40 a month. Listed below are your monthly rates (based on your age as of 12/31 of the prior year) as well as those for your spouse/state-registered domestic partner (based on your age as of 12/31 of the prior year). If you have a restricted survivor benefit, the payment is just legitimate for the very first 2 years after the incident of your death. 1. Protect your family’s future. Principal Life Assured Spouse important to plan for a funeral. You can ensure that the rest of your family are covered under your funeral policy, including your spouse, your children, as well as parents and aunts or uncles. A copy of the death certificate (BI-5). On top of that you get amazing benefits such as a bonus month after 12 paid monthly premiums, pause and play, and your children remain on cover for their entire life (i. Our aspirant, long-term ambition is to have a product in every emerging market household, double our gross new business issued, and achieve a new business margin of 5%. Metropolitan Life Insurance Company, Docket No. As at 1 July 2023 the allowable limit is $15,000. The benefits of Metropolitan Plans. These cookies enable the site to provide enhanced functionality and personalisation. They will offer you as much help as possible. Age : Number of lives covered : Principal Life Assured : R 5000: R 100 000 : 18-65 : 1: Spouse: R 5000: R 100 000: 18-65 : Up to 3: Children: R 5000: R 50 000 : 0-24: Up to. FAQs. owner, reach age 85 (built-in benefit) We will cover the cost of your premiums once you, the plan owner, turn 85. Make a funeral demand. Such as compliments, complaints & queries. Step 5: Upload claim documents. A Repatriation benefit. Funeral benefit claim requirements. It is a basic building block for effective lifelong protection for yourself and your family. Vimlawathee Pillay. PAY : Pay for starter pack at the till point in any of our. Cover up to N$ 50 000 for funeral insurance benefit. With premiums starting from as little R40 per month, you can have cover for yourself and your immediate family for up to R80 000. Payout between R10,000 and R50,000. Maximum benefit (cover) R100 000 for policyholder and spouse. 0860 724 724. Once we have activated your funeral cover and you have any questions, please speak to your financial adviser or contact us at: Telephone: 0860 372 030We cover you as you are. Protect your family’s future. Can you cover a family member who is over 80 on your plan? This is where your family comes into play, as some Funeral Cover plans allow for policyholders to not only cover their spouse and children (sometimes age limits apply here, too), but to also. Life Cover. Just points sold her a funeral policy that ends at 65 years old at the age of 67, changed the pay out amount halfway through the policy from 15000 to 5000 without explaining it still collected the premiums which so by the way added up to more than R11 000 and didn't tell her she needed a beneficiary and my Mother was 82 when she passed. Funeral Metropolitan Funeral Plan Cover for you, your immediate and extended family members. For example, Mr Jones takes out R30 000 funeral cover at age 55. His mother, Lettie, died in 2003 but she was included in the. If you've already started looking for funeral insurance for seniors or pensioners, you'll have noticed a concerning trend. Zoom. • younger than 60 years when they buy or make changes to this plan. We offer a paperless claims process on some of our Metropolitan insurance plans, and this allows us to pay up to 86% of our funeral cover claims within 24 hours. 3. Cover starting from just R40 a month. Our funeral policies allow you to cover your entire family in one policy. Funeral cover that covers all costs. Pay us a visit. New Business - Online Cashback Funeral Cover - Customer Care - 0861 28 26 21 . Get all funeral component premiums back at the claims. Funeral cover plans are available to people of all ages, however, some aspects of the cover may be subject to an age limit. Your parents must live in South Africa. Metropolitan Funeral Plan. Monthly premiums start from R21 if you’re aged 18-24 years old and you take up R5,000 cover for yourself. Published 6:21 pm Tuesday, June 28, 2022. Extended family members can be covered from the age of 0 to 84. Cover yourself and immediate family. We pay up to 20% of your cover amount but not more than R50 000 in 48 hours. Get my quote Buy cover online Download brochure Want funeral cover? Get in touch with us on: 0860 103 091. April 7, 2018 . 28 R20 000 R40. Parents. Remember there are waiting periods that apply, check your policy documents. With Metropolitan Funeral, you can cover yourself or your entire family. Some clients require a policy worth R10 000, where. Old Mutual Protect Extended Family Funeral Cover pays a single tax-free amount from R5 000 to R50 000 when your brother, sister, parent or other family member dies – this can help cover funeral expenses. (205) 788-9001. Valid claims submitted via WhatsApp paid within 4 hours. • you add additional benefits. Metropolitan Life Funeral Benefits. We present an affordable funeral cover that covers you and your family, plus our funeral cover is fully customizable and lets him cover up to 20 people on. A trust is a legal document, commonly called a trust agreement or contract, by which a person sets aside a specific amount of money to be used for a certain purpose. With the FNB Funeral Plan, you have peace of mind knowing that we will search for your beneficiary and pay out valid claims within 24 hours, even if they haven't claimed. Get up to $15,000 in funeral cover, including an extra 25% bonus cover when you turn 85. What are the Funeral Cover limits? Adults and children 15 years and over: R50,000 each (doubles to R100,000 after 3 years) Children 7 - 14 years: R25,000 each (doubles to R50,000 after 3 years) 📝 NOTE: Any additional cover you add to your original cover amount will only double after 3 years. Select the cover option best suited to your needs. You can add up to 16 family members to your cover policy – make sure you have everyone covered. From R315 per month; Pays between R20,000 and R100,000; Up to R50,000 individual cover; Up to R500,000 family cover; 3 Children covered at no additional cost;Step 4: Valid claims are paid into your bank account. 0860 724 724. This increase is designed to help protect your funeral cover against future increases in the cost of a funeral, also known as inflation. Our numbers if you need them. 18. Which is the cheapest funeral cover in South Africa? Metropolitan Funeral Cover starts at R40. With one plan, you can cover yourself, your immediate and extended family. Adviser Login About Careers Business Contact us. For a single small amount add cover for all number of ur children, up to P60 000. We will then increase your cover amounts automatically on your policy anniversary date. An applicant with $15,000 would not be Medicaid eligible. A Value Protection benefit (which can be removed or changed post sign-up) Once you have signed up you are free. Though the Medicaid asset limit varies by states, in 2023, the limit is generally $2,000 for a single applicant. FAQs. Almost all states impose a limit on the amount of money that can be placed in a funeral trust. Helpful Resources Make a funeral claim. CHOOSE THE RIGHT FUNERAL COVER : The customer needs to choose the ideal cover that suits their need. When tragedy strikes, you or your family do not have to worry about money. Mutual of Omaha is generally the best policy for seniors 45-85 because there is no waiting period, you can buy up to $50,000 in coverage, and the cost is lower than other providers. Rates never increase. This really depends on you. The Standard Bank Funeral Cover provides policyholders with benefits designed to supplement their coverage. Metropolitan Life funeral policies start at R36 per month, and these premiums will go into covering you for as much as R50-000 depending on your risk profile and type of cover you require. Cover for up to 24 family members on one policy. za is 64 years of age. However, a policy with a cover of R50, 001. za Ph: (012) 663 4932Personal - FAQ's For Funeral Plan. 855. This includes funeral home services, burial or cremation, a casket or an urn, and the purchase and installation of a headstone at the cemetery. This post funeral benefit temporarily helps to cover some. Mon-Thurs: Policy holders can get from R5 000 to R50 000 cover starting from as little as just R40 p/m. Policy Options. Funeral Metropolitan Funeral Draft. Cover up to 20 family members on one plan. Cover for up to 29 family members, including extended family, on one policy. The majority of insurance providers for elders do not extend for so long. Our Metropolitan policy claims process is one of the most efficient in the industry. Ecosure age limit 18 - 70 years Ecosure premiums and covers. This amazing funeral plan comes with a wide range of value-adding benefits. What can Funeral Cover Provide You with? Among its numerous advantages, Funeral Cover. 6. One month's premiums back every year. Cover yourself and immediate family for up to R80 000. The Family plan insures you, your partner and your children up to the age of twenty-one, or until they marry, whichever comes first. We, at Metropolitan, have developed the Re-Eme. Make a funeral claim. Your beneficiaries receive the full cover amount plus all the premiums for the deceased member, with a valid death claim. Cover shall however be extended to a child who is a full-time student and who has not attained age 25. The age limits vary depending on the type of funeral plan you choose and who you want to cover. Premiums will be determined subject on the level of cover you need. 2. For example, there is a limit on the cover amount children and senior citizens can get. Children aged 14 to 20 get 100% of the main member cover. Benefits of Choosing Metropolitan Funeral Cover: Coverage for extensive family members. Under either plan, you can also cover up to 8 other family members. NO, my business is not officially registered (in other words it is an informal business) NO, my business is only registered in another country, not SA. Metropolitan Funeral Service invested more than $1 million into renovations of the old Division of Motor Vehicles office in Suffolk to ready its fourth location to open in Suffolk June 17. We offer an affordable funeral cover that covers you and the family, plus our cemetery cover your whole customizable and lets thou cover up to 20 people on one planned. FAQs. 00, with the ability to include up to 20 family members. Cover for you, your immediate and extended family members. You can cover up to 22 people and an unlimited number of children. You will be asked no medical questions when buying this plan, and you can cover an unlimited number of family members. But you have to be in good health to qualify. Payment Protection when you, the plan owner, reach age 85 (included) We will cover the cost of your premiums once you, the plan owner, turn 85. Please take a moment to give us your suggestions. Get life cover that pays out in the event of your death, and pays out if you become terminally ill or disabled. Our numbers if you need them. Tel: 021 657 5000. 2. Get a funeral policy to cover up to 13 family members with family funeral cover. If the employee is over the age limit discussed above, leaves his employer, becomes a part-time employee, passes on, or the policy is either not paid by the employer or is terminated, the cover will stop. The plan can cover: With a funeral cover policy for your parents, designed to give them a dignified farewell, whether at the age of 65, 75, 80 or more. March 9, 2023. 18 - 74 years for the primary member, parents & extended family up to 85. help@assupol. Funeral Cover South Africa Directory We strive to be the best and most knowledgeable within the funeral insurance market. Standard Funeral Plan: Offers a maximum cover of R80,000. What are the waiting periods when I fuse my old funeral policies into a new one with Metropolitan GetUp?. We have 4 funeral products, each with its own unique benefits, which you can choose. • All family members must be younger than 85 years old when you add them to your plan. **The R29/month (Standard Funeral Plan) is for someone up to age 19 buying individual cover for R5 000 The R36/month (Comprehensive+ Funeral Plan) is. This benefit is available if the place of death is in South Africa and where the chosen funeral home is more than 100km away from the place of death. Old Mutual has an EasiPlus Funeral Plan. Office Of Personnel Management 3 Optional Insurance If you have Basic insurance, you may also elect. At age 65, his retirement age, Mr Jones will be insured for R30 000. Log in or use our App to manage your policy. Your Metropolitan financial adviser can guide you through the process and let you know which forms and. Viewing Thursday, March 16, 2023 2:00 PM to 6:00 PM Metropolitan Funeral Service 7246 Granby Street Norfolk, Virginia Celebration of Life Friday, March 17, 2023 11:00 AM Metropolitan Funeral Service 7246 Granby Street Norfolk, Virginia Laid To Rest Roosevelt Memorial Park 1101 Campostella Road. If so, you don't need a funeral policy. A copy of the deceased insured life’s identity document or birth certificate (if younger than 18 years). Curtis Freeman, Jr. You can purchase your funeral cover via Money app, Online Banking, Cellphone Banking - dial *120*001#, through our call centre (0800 555 111) or through one of the bankers in the branch. **Legal limits apply. Cover up to 20 family members on one plan. Please note there is an age limit of 21 years for cover for children, which may be extended to age 27 where a student is registered at a bona fide tertiary. You can only access your money from age 55. You might be surprised to know that a funeral policy can be taken out up to the age of 75, which means pensioners can get funeral cover too. family members you cover on your plan, their cover amounts, ages and optional benefits. Flexible premium payment. Life & Health. Receive a double payout for accidental death. Contact Us. This policy starts at R70 per month and covers the policyholder for up to R75,000 and R60,000 for all the other family members. Read more. You can opt to get cover up to R80,000. Feedback & queries. The maximum funeral cover amounts are as follows: R100 000 maximum cover for main insured, spouse, parents and Extended family members; Optional additional funeral benefits for main member and spouse at an additional premium*: A maximum of R20 000 for the memorial; A maximum of R20 000 for the catering This benefit automatically increases your premium and your funeral cover on the anniversary of your funeral policy. The total number of parents you can cover on one policy is four. Supplemental Term Life: An employee-paid coverage option that allows you to purchase additional protection as your needs change over time. They offer a simple way to grow your money for your long-term life goals. Get started. But with monthly payments of as little as R27, it’s clear to see that almost anyone earning an income can afford a PEP funeral plan. 85. Secure funeral cover for your entire family, including spouse, parents, children and more, at an affordable rate. Find a Branch. Such as compliments, complaints & queries. Send us any outstanding beneficiary and additional members ID numbers on your policy to client services@1life. If you need other products, please contact them directly. Yes. We are continuing with our established legacy by offering our flagship Doves. 1 of 4. 00. The Department of Social Services reviews this limit on 1 July each year. Get answers to common questions. Cover up to age 60. Buy online today in minutes with no paperwork required and save 40% on your monthly premiums. Your feedback matters. Premium costs start as low as R25 a month with payouts up to R40 000. The buyer is advised to review carefully ALL policy. Claims will be paid within 48 hours. You have access to cover without medical examinations. Date posted: Mar 11, 2014. Calculate your personalised life cover premium discount of up to 35% with LifeReturns ® to save on your monthly premiums. In the case of a burial trust, that purpose is to pay for funeral. The Metropolitan funeral plan offers a competitive set of benefits when you purchase online. Adjust your amount of cover. Get life cover that pays out in the event of your death, and pays out if you become terminally ill or disabled. Find a Nedbank Branch or ATM near you. After age 85, your cover will continue at no further cost. The views and opinions expressed in this article are those of the. Senior burial insurance is an affordable way to ensure your funeral costs never become a burden for your loved ones. Find a Branch. Your plan includes memorial, grocery and repatriation benefits worth R16 000. You will be asked no medical questions when buying this plan, and you can cover an unlimited number of family members. Funeral Cover: Plan ahead and provide your family with peace of mind. Get a funeral plan from FNB with cover options that suit your budget and family needs. HealthCare CashBack Cover. Cover yourself and immediate family for up to R80 000. cover their family members without the main-member being covered Funeral plan Sales Consultant:_____ _____ Contacts:_____ _____ FUNERAL BENEFIT The Funeral Benefit is the funeral cover selected by the policy owner for each participant on the policy. You choose only the benefits you want and you get budget-friendly cover for your extended family. How much Funeral Cover do I need? You and your spouse can be covered for up to a maximum of R50,000 each, and you can choose to insure additional lives for up to a maximum of R50,000 each. Helpful Resources. Whether you're saving for an education, a special event like a wedding or even buying a house, we've got plans that can make your goals a reality. Step 3: Complete the claim details. How long the policy lasts: Forever. Send us feedback. How does it work? Once a year, the cover levels of all your benefits will automatically increase. This increase is why we always suggest you take out a policy before you get too old. The Metropolitan Funeral Plan helps you build your financial wellness by offering a plan to prepare for a dignified. Within this your premiums must have been fully paid up and on time. Funeral cover. We only offer Metropolitan funeral cover quotes. With one plan, you can cover yourself, your immediate and extended family. Beneficiary name and surname. Contact Us. Get all funeral component premiums back at the claims. Pep Funeral Insurance is easy to buy – all you need to do is take your ID book to any of their stores within the borders of South Africa. The Metropolitan’s Funeral Plan offers peace of mind for you and your family during your time of need by providing financial assistance to cover your funeral costs. From R315 per month; Pays between R20,000 and R100,000; Up to R50,000 individual cover; Up to R500,000 family cover; 3 Children covered at no additional cost;Some people are under the impression that you can’t get funeral cover for the elderly. HealthCare. Get up to R80,000 cover for immediate family members – this includes the insured, life partners, and children. As with most affordable funeral cover providers, with Metropolitan funeral cover, they calculate your premium using your age next birthday and cover. 00 per month and has a maximum cover of R80,000. Cover yourself and immediate family for up to R80 000. You qualify only if you activate the Funeral Benefit by selecting the applicable USSD cellular menu option in the PEPmoney application after dialing *130*737# 3. Funeral polices is just one of the products offered. This is a good option if you want to cover yourself, or your deserving family. Seniors Funeral Insurance pays a lump sum to your family from $3,000 up to $30,000 upon your death.